We’re proud to offer Shop Pay Installments! Buy today and pay in 4 or more payments starting at 0% APR.
Quick decision, Flexible payments, No late fees
*Get a real-time decision on your eligibility*
*Split your purchase into easy bi-weekly or monthly payments*
*No surprises: No late or hidden fees*
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
*If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: [affirm.com/lenders].
*Options depend on your purchase amount, and a down payment may be required. State notices to consumers [affirm.com/licenses].
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees*.
*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: [affirm.com/lenders].
Options depend on your purchase amount, and a down payment may be required. State notices to consumers [affirm.com/licenses].
*If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.
Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. Customers with international billing addresses or phone numbers can't use Shop Pay Installments.
Yes, 20,000 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.
Yes, we offer Shop Pay Installments at our retail locations. Come visit us in store to learn more.
No. An application for Shop Pay Installments can only begin with a live checkout. Applying in store only takes a few steps and you’ll get a real-time decision in minutes.
You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.
No, there are no late fees if you miss a scheduled payment.
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.
To request a refund, contact the store where you purchased your item. Using their return policy, the store will advise if a return is possible. If a return is possible, then the store will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.
If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.
If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.
For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com/.
Our layaway plan is designed to make owning your dream jewelry easier, even if you can’t pay in full right now. By securing your piece with this plan, we’ll ensure your jewelry is ready for you on time when you complete your payments—locked in at today’s price, even on sale items.
To purchase an item using our flexible payment plan, simply contact us. A member of our team will guide you through the process, starting with a 35% deposit. You can then split the remaining balance into convenient weekly or monthly payments, tailored to your budget.
Your jewelry will be crafted especially for you and stored securely until your final payment is made. Once complete, we’ll ship your jewel directly to you, ensuring a seamless and stress-free experience.
Secure your jewelry today and pay at your own pace—contact us to get started!
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